Financing
Tire Financing in Portland – Buy Now, Pay Later with Easy Approval
Get the Tires You Need Today — Without the Upfront Cost
At Oregon Trail Tire Shop, we understand that tire and brake expenses often come at unexpected times. That’s why we offer convenient tire financing options to help you stay safe on the road without putting stress on your budget. Whether you're replacing one tire or outfitting an entire vehicle, our financing plans are designed to make quality tires accessible—right when you need them.

Why Finance Your Tires?
Financing gives you flexibility, especially when emergency tire or brake services arise. Benefits include:
- Immediate access
to new or used tires without full upfront payment
- Flexible payment plans
that fit your budget
- Quick application process—get approved in minutes
- No credit required
for some financing options
- Increased safety by avoiding delays in necessary repairs
If you've been putting off tire replacement due to cost, financing is a smart, accessible alternative.
How It Works
We’ve made the tire financing process simple:
STEP 1
Choose Your Tires or Service
Let us know what you need—new tires, used tires, brake service, or mobile installation.
Step 2
Apply for Financing
Complete a short application through our trusted financing partner. No credit? No problem—many plans are built for first-time or rebuilding credit customers.
Step 3
Get Approved and Install
Once approved, we’ll install your tires or perform the service. You’ll drive away the same day with a payment plan that works for you.
Who Qualifies?
Most of our customers qualify for financing, including:
- First-time credit applicants
- Those with limited or no credit history
- Customers seeking no-interest or low-monthly payment options
- Anyone looking to spread the cost of new tires or services
Bring a valid ID and basic income verification, and we’ll handle the rest. Approval is typically instant.

Frequently Asked Questions
Do I need good credit to get approved?
Not necessarily. We work with financing options that are flexible for a wide range of credit profiles—even if you have no credit or low credit.
What can I finance?
You can finance new tires, used tires, brake repairs, or any other service we offer—including mobile service.
Is there an application fee?
No. There is no cost to apply, and there’s no obligation if you decide not to proceed.
How long does approval take?
Most applications are approved within minutes. Our staff can help you apply in-store or over the phone.
Do you offer 0% interest plans?
Depending on your plan and the provider, some promotional offers may include interest-free options for qualified buyers.
Apply for Tire Financing Today
Need new tires but short on cash? Let us help. Oregon Trail Tire Shop offers easy, fast, and flexible financing for all tire and brake services in Portland. Stop by the shop or call us today to start your application.