Financing

Tire Financing in Portland – Buy Now, Pay Later with Easy Approval

Get the Tires You Need Today — Without the Upfront Cost

At Oregon Trail Tire Shop, we understand that tire and brake expenses often come at unexpected times. That’s why we offer convenient tire financing options to help you stay safe on the road without putting stress on your budget. Whether you're replacing one tire or outfitting an entire vehicle, our financing plans are designed to make quality tires accessible—right when you need them.

A stack of tires and wheels on a white background.

Why Finance Your Tires?

Financing gives you flexibility, especially when emergency tire or brake services arise. Benefits include:

  • Immediate access to new or used tires without full upfront payment

  • Flexible payment plans that fit your budget

  • Quick application process—get approved in minutes

  • No credit required for some financing options

  • Increased safety by avoiding delays in necessary repairs

If you've been putting off tire replacement due to cost, financing is a smart, accessible alternative.

A black and white icon of a tire on a white background.

How It Works

We’ve made the tire financing process simple:

STEP 1

Choose Your Tires or Service

Let us know what you need—new tires, used tires, brake service, or mobile installation.

Step 2

Apply for Financing

Complete a short application through our trusted financing partner. No credit? No problem—many plans are built for first-time or rebuilding credit customers.

Step 3

Get Approved and Install

Once approved, we’ll install your tires or perform the service. You’ll drive away the same day with a payment plan that works for you.

A black and white icon of a tire on a white background.

Who Qualifies?

Most of our customers qualify for financing, including:

  • First-time credit applicants

  • Those with limited or no credit history

  • Customers seeking no-interest or low-monthly payment options

  • Anyone looking to spread the cost of new tires or services

Bring a valid ID and basic income verification, and we’ll handle the rest. Approval is typically instant.

A yellow and red building with tires hanging from the roof

Frequently Asked Questions

  • Do I need good credit to get approved?

    Not necessarily. We work with financing options that are flexible for a wide range of credit profiles—even if you have no credit or low credit.

  • What can I finance?

    You can finance new tires, used tires, brake repairs, or any other service we offer—including mobile service.

  • Is there an application fee?

    No. There is no cost to apply, and there’s no obligation if you decide not to proceed.


  • How long does approval take?

    Most applications are approved within minutes. Our staff can help you apply in-store or over the phone.


  • Do you offer 0% interest plans?

    Depending on your plan and the provider, some promotional offers may include interest-free options for qualified buyers.


Apply for Tire Financing Today

Need new tires but short on cash? Let us help. Oregon Trail Tire Shop offers easy, fast, and flexible financing for all tire and brake services in Portland. Stop by the shop or call us today to start your application.